The storm may be a ways off but there are things people can do right now to protect their homes and property.
Many homeowners said on Wednesday evening they haven’t started preparing because they still have time, and insurance experts said there really is no reason to panic, but it is time to get prepared.
“These are my backup batteries...flashlight is always right here,” Jonathan Gearty of West Hartford said, though he hasn’t really done anything yet to prepare for the possible impacts of Hurricane Joaquin.
He said he learned an important lesson during Winter Storm Alfred back in 2011, when his family lost power for more than two weeks.
“For the next few storms we were definitely more prepared. We were definitely watching what it was,” Gearty said. “I made sure we had water I made sure that there was firewood. We had a backup plan if we had to get out of here.”
Bouvier Insurance owner Richard Bouvier says families like the Gearty's are on the right track.
Homeowners should have batteries, flashlights, and non-perishable food ready inside but don't forget to make preparations outside the home too.
“Batten down the hatches whether it's your kids, toys, or patio furniture, something of that affect,” Bouvier said. “Just to reduce the affect that can impact your home.” He said to clear the yard and patio before the storm approaches, and get rid of low hanging limbs or anything else that could threaten the home.
“You don’t want that water to seep into your home. If you can avoid that at all cost,” he said.
If the home does suffer any damage, call the insurance agent right away and take pictures right away, because sometimes despite your best preparations the real work starts after the storm hits.
Bouvier also recommends getting flood insurance if you live in a high risk area, but typically a policy takes about a month to go into effect.
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